Trade Finance

Trade Facilities

Keep your imports and exports moving with secure, bank-backed trade instruments. City Commerce Finance structures and issues Letters of Credit, Standby LCs and Bank Guarantees, and manages the entire bank dialogue so your counterparties are protected and your goods move on time.

What we provide

  • Documentary & Standby Letters of Credit (LC / SBLC)
  • Bank Guarantees — bid, performance and advance-payment
  • Documentary collections and bill negotiation
  • Confirmation and risk mitigation on overseas banks
  • Fast issuance through our international banking network

How it works

We review your trade flow, counterparties and terms, recommend the right instrument, and arrange issuance through our partner banks. Our team handles the documentation, amendments and settlement end-to-end, so you can focus on the deal rather than the paperwork.

Who it's for

Importers, exporters, trading houses and contractors who need secure payment terms, want to protect against counterparty risk, or need a trusted instrument to win and deliver international contracts.

Frequently asked questions

What is the difference between a Letter of Credit and an SBLC?

A documentary Letter of Credit is a primary payment mechanism — the bank pays the seller once compliant shipping documents are presented. A Standby Letter of Credit (SBLC) is a backup guarantee that is only drawn if the buyer fails to pay or perform. We help you choose the right one for each transaction.

How quickly can a Letter of Credit be issued?

Once your application and supporting documents are complete, issuance through our banking partners is typically fast. Timelines depend on the issuing bank, the structure and the counterparties involved, and our team works to expedite every step.

Do you offer Shariah-compliant trade finance?

Yes. Trade instruments can be structured on Shariah-compliant terms through our Sukuk & Shariah Advisory practice, with appropriate scholar review and documentation.

What documents do I need to apply?

Typically your trade contract or proforma invoice, company KYC documents, and details of the counterparties and banks involved. Our team will give you a precise checklist for your specific transaction.

Ready to discuss trade facilities?

Our Dubai team will respond quickly with a tailored, compliant route forward.

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